C. Dowd Ritter is a seasoned leader with a Bachelor’s degree in Business Administration from the University of Alabama. Born in December 1944, he has a strong background in finance, having served as the CEO of Regions Financial from 2008...

C. Dowd Ritter is a seasoned leader with a Bachelor’s degree in Business Administration from the University of Alabama. Born in December 1944, he has a strong background in finance, having served as the CEO of Regions Financial from 2008 to 2018. During his tenure, he managed the company through significant transitions, including a merger with AmSouth, which he led. Remarkably, after his retirement, he remained connected to the company through a consulting agreement lasting up to five years, highlighting his ongoing value to Regions. In his time as CEO, he saw his compensation fluctuate significantly, reaching over $14 million in 2014 due to performance metrics like profitability and customer service. He has substantial stock holdings, peaking at over 5.3 million shares at one point. Between 2009 and 2018, he showed consistent insider trading activity, often selling shares valued at just over $1 million, illustrating his confidence in the company’s operations and overall health. With this extensive experience, Ritter has shaped Regions Financial into a robust institution in the banking sector.

Quick Links

1. Rivals

2. Holdings

3. Insider Trading

4. Compensation History

5. Other Regions Financial CEOs

R

C. Dowd Ritter

Ex-CEO of Regions Financial

Education

Bachelor's degree in Business Administration from the University of Alabama

Field of Expertise

Finance & Banking - Finance

Sector of Economy

Financial Services

Born

December 31, 1944 - 80 years ago

CEO of Regions Financial for

10 years 6 months (Jan 2008 - Jul 2018)

Previous Experience

President and Chief Executive Officer of Regions Bank

Rivals

Competitors/colleagues of C. Dowd Ritter

W

Timothy S. Crane

CEO of Wintrust Financial

2023 Compensation

Stock

$276.30K

Salary

$1.00M

Bonus

$1.14M

Other

$33.85K

Total Holdings

$8.91M

C

John F. Woods

CEO of Citizens Financial Group

2023 Compensation

Stock

$150.00K

Salary

$950.00K

Bonus

$300.00K

Other

$100.00K

Total Holdings

$13.28M

F

Vincent J. Delie, Jr.

CEO of F.N.B. Corporation

2023 Compensation

Stock

$11.00M

Salary

$1.19M

Bonus

$0.00

Other

$649.18K

Total Holdings

$24.80M

P

William S. Demchak

CEO of PNC Financial Services

2023 Compensation

Stock

$11.60M

Salary

$1.20M

Bonus

$4.41M

Other

$797.60K

Total Holdings

$100.55M

M

René F. Jones

CEO of M&T Bank

2017 Compensation

Stock

$1.04M

Salary

$745.00K

Bonus

$1.10M

Other

$115.98K

Total Holdings

$16.92M

Holdings

See how much did C. Dowd Ritter make over time.

C. Dowd Ritter's holdings peaked at over 5.3 million shares of Regions Financial during his tenure as CEO. Notably, in 2016, his total compensation hit $12.2 million, with significant stock awards shaping his financial success. His trading patterns reveal a...

C. Dowd Ritter's holdings peaked at over 5.3 million shares of Regions Financial during his tenure as CEO. Notably, in 2016, his total compensation hit $12.2 million, with significant stock awards shaping his financial success. His trading patterns reveal a consistent strategy, selling shares worth over $1 million multiple times from 2019 through 2020. This reflects a solid confidence in the company's direction while allowing him to capitalize on his investments. As of 2018, Ritter maintained significant stock ownership, although selling portions indicated a strategic decision rather than a loss of confidence in Regions Financial's future.

Mar 18, 2025

R

shares

RF @ $21.48

Charitable Transactions

RF

11,550 shares

RF

Recent Charitable Transactions

RF

11,550 shares

RF

Dec 31, 2008

Charity

Insider Trading

See recent insider trades of C. Dowd Ritter.

PL

$1.09M

PL at $70.00/share

Feb 1, 2015

Sale

PL

$74.98K

PL at $53.14/share

May 12, 2014

Received

PL

$74.98K

PL at $38.65/share

May 16, 2013

Received

PL

$56.81K

PL at $28.41/share

May 14, 2012

Received

PL

$51.92K

PL at $25.96/share

May 9, 2011

Received

PL

$18.32K

PL at $9.16/share

May 4, 2009

Received

RF

11,550 shares

RF

Dec 31, 2008

Charity

Compensation History

See how much did C. Dowd Ritter make over time.

C. Dowd Ritter's compensation has seen significant variation throughout his time at Regions Financial. For example, in 2018, he earned just under $740,000, but this amount masked a much higher value in vested stock, totaling over $1.3 million. Back in 2014, his total compensation peaked at about $14.4 million, largely from bonuses and stock awards, indicating a strong performance culture at Regions. The company ties compensation closely to its success, reflecting in the performance metrics tied to profitability and customer satisfaction. As he transitioned out of the CEO role in 2010, he was granted a consulting agreement that allowed him ongoing input into the company’s strategy, worth $475,000 in the first year alone, ensuring continued alignment with the company's direction.

Year

2018

Total Compensation

$2.31M

Salary

$806.25K

Board Justification

Regions’ compensation philosophy emphasizes a pay-for-performance culture, aligning executive compensation with the Company’s strategic objectives and shareholder interests.

Bonus

$0.00

Board Justification

Regions does not generally issue nonperformance-based or discretionary bonuses, and this column reflects the absence of any such payments.

Other

$120.13K

Board Justification

Includes life insurance, perquisites, and other personal benefits such as financial planning services, matching contributions under qualified savings plans, and non-elective contributions under the qualified and nonqualified 401(k) plans.

Restricted Stock

$1.39M(103.68K RSU)

Board Justification

Restricted Stock Units (RSUs) that cliff vest at the end of the three-year vesting period ending April 2, 2021, subject to performance-vesting requirements based on the Company’s achievement of certain capital and liquidity performance thresholds.

Performance Metrics

Performance metrics for compensation include profitability, credit management, and customer service, with a focus on achieving specific performance goals.

Other Regions Financial CEOs

Here are other CEOs of Regions Financial

O.B. Grayson Hall, Jr.

Ex-CEO of Regions Financial

April 2010 - December 2018