Ashish Masih is the CEO of Encore Capital Group, a company he joined in 2009. He took the CEO role in mid-2017 after previously leading Midland Credit Management, a key part of Encore's operations. Masih has a rich background in...

Ashish Masih is the CEO of Encore Capital Group, a company he joined in 2009. He took the CEO role in mid-2017 after previously leading Midland Credit Management, a key part of Encore's operations. Masih has a rich background in finance with experience at Capital One, where he worked in collections and analytics. He also spent time at McKinsey & Company and KPMG, bringing a solid mix of consulting and operational skills to the table. His educational background includes an MBA from The Wharton School, a Master’s in Manufacturing Systems Engineering from Lehigh University, and a Bachelor’s in Mechanical Engineering from IIT Delhi. As CEO, he focuses on driving company strategy and performance metrics, including the company's operational targets that align with stockholder interests. In 2023, Masih's total compensation was around $5 million, which consisted of his salary, bonuses, and other benefits, highlighting the performance-based approach of his remuneration. Under Masih’s leadership, Encore Capital has continued to navigate the complexities of the financial services industry, particularly in debt buying and management.

Quick Links

1. Rivals

2. Holdings

3. Insider Trading

4. Compensation History

5. Other Encore Capital Group CEOs

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Ashish Masih

CEO of Encore Capital Group

Education

MBA from The Wharton School of the University of Pennsylvania.

Field of Expertise

Finance & Banking - Finance

Sector of Economy

Financial Services

Born

January 1, 1966 - 59 years ago

CEO of Encore Capital Group for

7 years 10 months (Jun 2017 - Present)

Previous Experience

Various roles at Capital One Financial Corporation, Associate Principal at McKinsey & Company.

Rivals

Competitors/colleagues of Ashish Masih

Holdings

See how much did Ashish Masih make over time.

Currently, Ashish Masih has a significant portion of his wealth tied to Encore Capital Group. From 2017 to 2022, he didn't sell shares, indicating confidence in the company's future. His stock holdings reflect his commitment to aligning with shareholders' interests,...

Currently, Ashish Masih has a significant portion of his wealth tied to Encore Capital Group. From 2017 to 2022, he didn't sell shares, indicating confidence in the company's future. His stock holdings reflect his commitment to aligning with shareholders' interests, although detailed fluctuations are not publicly available. Over his tenure, his total compensation has varied, peaking in 2022 at about $5.1 million, that suggests strong performance metrics were in play, as the bonus structure is based on company goals. This high stake approach aligns his financial success directly with the company's performance, a common theme in high-level executive compensation. As of now, Masih holds a substantial number of shares that highlight his continued investment in Encore’s mission.

Total Stock Sold

$1.80M

ECPG

$1.80M

40,351 ECPG shares

What if they kept their stock?

If Ashish Masih didn't sell their stock, today they would have:
Extra ECPG40,351 shares worth $1.25M.
This is -30.51% and $549.30K less than what they got when they sold the stock.

Insider Trading

See recent insider trades of Ashish Masih.

ECPG

46,586 shares

ECPG

Mar 9, 2025

Received

ECPG

$702.80K

ECPG at $35.14/share

Mar 5, 2025

Purchase

ECPG

56,079 shares

ECPG

Mar 9, 2024

Received

ECPG

53,683 shares

ECPG

Mar 9, 2023

Received

ECPG

64,447 shares

ECPG

Mar 9, 2022

Received

ECPG

59,657 shares

ECPG

Mar 9, 2021

Received

ECPG

51,692 shares

ECPG

Mar 9, 2020

Received

ECPG

32,705 shares

ECPG

Mar 9, 2019

Received

ECPG

$303.25K

ECPG at $24.26/share

Nov 9, 2018

Purchase

ECPG

16,411 shares

ECPG

Mar 9, 2018

Received

Compensation History

See how much did Ashish Masih make over time.

In 2023, Ashish Masih earned a total compensation of approximately $5 million. This includes a base salary of around $861,096 and a performance-based bonus of about $990,131. The bonus reflects the company’s ability to meet operational performance targets, emphasizing a performance-oriented pay structure. Interestingly, there were no stock awards granted or vested in 2023, as the focus has shifted towards performance-based stock units that vest over a longer period. This structure is designed to motivate executives to achieve specific company goals and align their interests with those of the shareholders. Over the years, his compensation has varied significantly, showcasing how closely linked it is to Encore's market performance and strategic objectives.

Year

2023

Total Compensation

$1.86M

Salary

$861.10K

Board Justification

The compensation philosophy is designed to motivate and retain executives, align their interests with those of stockholders, and reward performance that drives long-term value.

Bonus

$990.13K

Board Justification

The KCP bonus is based on the Company's performance relative to pre-established targets for KCP Adjusted EBITDA, strategic initiatives, consumer experience, and people initiatives, with a total funding percentage of 106.5% for 2023.

Other

$12.90K

Board Justification

Includes matching contributions to the 401(k) plan, contributions to Health Savings Accounts, and matching contributions pursuant to charitable donation programs.

Restricted Stock

$0.00(0 RSU)

Board Justification

No stock was vested in 2023 as the focus is on performance-based stock units that vest over a three-year period.

Performance Metrics

KCP Adjusted EBITDA, strategic initiatives, consumer experience, and people initiatives.

Other Encore Capital Group CEOs

Here are other CEOs of Encore Capital Group

Kenneth A. Vecchione

Ex-CEO of Encore Capital Group

May 2013 - June 2017