C. Keith Cargill served as the President and CEO of Texas Capital Bancshares from January 2014 until May 2020, after being the CEO of Texas Capital Bank. He has over 25 years of banking experience in the North Texas area....
C. Keith Cargill served as the President and CEO of Texas Capital Bancshares from January 2014 until May 2020, after being the CEO of Texas Capital Bank. He has over 25 years of banking experience in the North Texas area. His leadership journey included vital roles like Chief Lending Officer since the bank's inception in 1998. Under his guidance, Texas Capital Bancshares focused on performance-driven compensation structures, linking pay directly to the company's financial success and credit quality. Cargill's approach shows that incentives matter, especially in banking, where accountability to shareholders is key. His total compensation peaked at around $4.4 million in 2020, primarily through a mix of salary and annual bonuses, reflecting his performance-focused leadership style. Cargill’s tenure also included strategic decisions like opting for cash compensation over stock grants, emphasizing cash flow and performance metrics. This reflects how he balanced risk and rewards at a time of significant company transitions, including a merger. Cargill’s story is one of navigating the complexities of leadership in banking with a pragmatic approach to incentives and results.